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AI-native · multi-tenant · built for ISOs

The operating system for merchant services.

BizTracker unifies CRM, automations, compliant communications, underwriting, e-sign and analytics into one platform — with an AI coordination layer on top. License it for your ISO or roll it out across the enterprise.

Live in production on Cloudflare's edge · Postgres + row-level security

BizTracker · Pipeline

Funded volume

$4.2M

Active deals

87

Avg. cycle

6.4d

New lead 42

Sunrise Cannabis Co.

Harbor POS Group

+ add deal
Underwriting 28

Vertex Nutra LLC

BlueLeaf CBD

+ add deal
Funded 17

Metro ATM Network

+ add deal

Connected to the tools merchant operators already run

Twilio SendGrid Cal.com Supabase Anthropic GoHighLevel Stripe Plaid Heron Data Metabase Twilio SendGrid Cal.com Supabase Anthropic GoHighLevel Stripe Plaid Heron Data Metabase
The problem

Merchant services isn't generic B2B sales.

ISOs stitch their day together with 5–8 disconnected tools — a generic CRM, a dialer, an email blaster, a scheduler, a spreadsheet of legal entities and a pile of underwriting PDFs. Data is duplicated, automations stay shallow, and there's nowhere an AI can see — and act on — the whole picture.

Processor-specific products: PIN debit, cashless ATM, credit, POS

High-risk underwriting for cannabis, CBD and nutra verticals

Onboarding: MIDs, equipment, gateway & processor routing

Residuals and ISO commission splits across processors

Legal entities — ownership, signers, banking, fees

Compliance: TCPA, CAN-SPAM and full audit trails

One platform

Everything an operation runs on, in one system.

A system of record and a system of action — not a chatbot bolted onto a legacy CRM.

🗂️

Merchant-native CRM

Pipeline, opportunities, contacts and a unified conversations inbox — built around MIDs, processors and underwriting, not generic “leads”.

Visual automations

A React-Flow workflow builder with branching AND/OR logic, goals and an idempotent engine that resumes on every tick.

💬

Compliant comms

Twilio SMS and SendGrid email with TCPA opt-out, open/reply tracking and drag-and-drop campaign building.

🏛️

Legal-entity vault

Ownership, signers, banking and fees as first-class records — the data underwriting actually needs.

✍️

Documents & e-sign

Map a PDF, populate it from a record, send for native ESIGN/UETA signature with a full audit certificate.

🤖

AI agents with tools

Agents that move deals, update records, log activity and send messages — with confirmation and an audit trail on every action.

For ISOs

License BizTracker across the states.

Stand up a fully branded operation in days. Multi-tenant by design, with commission and residual tracking, RBAC and a migration path that brings your entire book of business with you.

For ISOs →
For enterprise

Operate at scale, securely.

Postgres row-level security, server-enforced RBAC, audit trails and a compliance roadmap toward SOC 2 and PCI-DSS — the foundation institutional funding partners expect.

For enterprise →

~0

Contacts migrated from GoHighLevel

0+

Integration layers, infra to compliance

0

Disconnected tools replaced by one

0%

Server-enforced RBAC + tenant isolation

Built in layers

An integration maturity model, not a feature list.

BizTracker is built up an industry-standard maturity model — from core edge infrastructure through messaging, observability, scheduling, documents, analytics and compliance. Most of the stack is live in production today.

9

Compliance & Enterprise

SOC 2, PCI-DSS, NACHA, audit

On roadmap
8

Analytics & BI

Reports, Smart Lists, dbt + Metabase

Live
7

Document & E-Sign

PDF templates, populate, ESIGN/UETA e-sign

Live
6

Financial Data & Underwriting

Bank-statement analysis, cash-flow signals

On roadmap
5

Calendar & Scheduling

Booking + webhook sync

Live
4

Email Delivery

Campaigns, workflow email, opens & replies

Live
3

Payments & Billing

Commission ledger, ISO splits, payouts

On roadmap
2

Observability

Error tracking across edge + browser

Live
1

Messaging

SMS in/out, TCPA opt-out, voice (soon)

Live
0

Core Infrastructure

Edge runtime, Postgres + RLS, AI agents, CI/CD

Live

Run your entire merchant operation from one place.

See how BizTracker replaces 5–8 disconnected tools with a single AI-native system of record and action.